At Prosperity Financial, we help you make sense of retirement – what it costs, when you can afford to stop working, and how to turn your savings into a sustainable income.
Whether you're just starting to think about retirement or approaching the finish line, our independent advisers work with you to build a tailored plan that gives you clarity, control, and confidence in your financial future.
There’s no one-size-fits-all approach to retirement. You may want to slow down gradually, travel, support your family, or start a new venture. Whatever your goals, we help you understand how to fund them and ensure your money works as hard as you have.
We assess all your existing pensions – workplace, personal, or legacy schemes – to ensure they’re aligned with your retirement goals. Where suitable, we help consolidate pensions to reduce fees and improve performance.
We use cash flow modelling to show how long your savings might last, what income you can draw, and how different scenarios – like inflation or early retirement – could impact your future plans.
We guide you through the most efficient way to draw from your pensions, ISAs and other assets, helping you minimise tax while making the most of available allowances.
Once you stop working, your investment approach needs to evolve. We create a plan that balances growth, risk, and income requirements to support a long and secure retirement.
